Financing Resources

Whether you are looking for startup capital or considering a loan to finance expansion of your business, a variety of opportunities are available through various lenders and programs. Click here for guides and organizations that can help you find financing for your small business, or browse the following providers and programs:

Lending Programs:

  • California Capital Access Program
    • Encourages banks and other financial institutions to make loans to small businesses that fall just outside of most banks' conventional underwriting standards.
    • Contact: (916) 654-5610
  • California Economic Development Lending Initiative (CEDLI)
    • Statewide, bank-sponsored loan program for small businesses. Targets loans to emerging businesses that are currently not able to qualify for conventional bank financing.
    • Contact: (323) 232-4520
  • California Loan Guarantee Program
    • Allows a business to obtain a loan it could not otherwise obtain and to establish a favorable credit history with a lender.
    • Participating Institutions:
      • Valley Economic Development Center: (818) 834-9860
      • Pacific Coast Regional Financial Development Corp.: (213) 739-2999
      • VHancock Urban Development Corporation: (213) 382-4300
  • Community Financial Resource Center
    • Provides capital for expanding businesses through their Small Business Expansion Loan Program and provides loans to struggling business that have been in operation for a minimum of two years through their Seed Microloan Program.
    • Contact: (323) 233-1900
  • FAME Renaissance Business Loans
    • Provides small business loans ranging in size from $50,000 to $150,000. Please contact organization for details about terms and conditions.
    • Contact: (323) 730-9194
  • Los Angeles Business Assistance Program
    • Offers loans from $5,000-250,000 to small businesses that qualify. Click herefor a list of participating lenders.
  • Small Business Administration (SBA) Loans
    • Provides a range of financing opportunities available to small-business owners.
    • Contact (Local Branch): (818) 552-3215
  • Small Business Loan Guarantee Program
    • Encourages banks to make small business loans not traditionally bankable. Special emphasis placed on the creation and retention of jobs.
    • Participating Institutions:
      • Valley Economic Development Center: (818) 907-9977
      • Pacific Coast Regional Financial Development Corp.: (213) 739-2999
      • Asian Pacific Revolving Loan Fund: (213) 989-3100
      • Pacific Asian Consortium in Employment (PACE): (213) 353-9400
  • ACCION USA
    • A microfinance lender, bringing affordable small business loans to microentrepreneurs.
    • Contact: (866) 245-0783
  • Section 108 Loan Program
    • The City of Los Angeles offers direct financing for larger construction and rehab projects that will benefit low income communities or provide good jobs for local residents.
    • Contact: (213) 744-7111
  • Industrial Development Authority Bond Program
    • The IDA offers taxable and tax-exempt financing for commercial, industrial, and non-profit development projects at favorable interest rates.
    • Contact: (213) 744-7111
  • Jewish Free Loan Association
    • Provide interest-free loans to people of all faiths starting or expanding a small business
    • Contact: (323) 761-8830